Articles about Retirement Planning Financial Planning

• How Men and Women Think About Retirement
  September 2012
  According to a recent survey, although women face the prospect of living longer than men, they often underestimate future health care costs.
  
  
• Safeguard Your Clients’ Retirement
  July 2010
  Discuss these five questions with your retiree and preretiree clients to make sure they are financially secure.
  
  
• The Other Side of Retirement
  July 2008
  It may be the much-overlooked blue-collar workers who will help you build a lucrative practice of loyal clients.
  
  
• Being There: the Five Phases of Retirement
  May 2008
  It?s your job as an advisor to make sure that you are there?and active?during all these phases.
  
  
• To Boomers’ Health
  August 2007
  Accurate projections of health-care costs are critical for your clients’ retirement planning.
  
  
• Why Income Planning Is Key
  August 2007
  You need to be in this market to set yourself apart.
  
  
• Maximizing Your Client’s Pension
  April 2007
  If she is healthy, ask her to buy whole life a few years before she retires.
  
  
• The Pension Protection Act
  February 2007
  Discover the many opportunities it offers for annuity sales.
  
  
• IRAs, SIMPLEs or Safe Harbor?
  January 2007
  Find out which retirement plan is best for your business-owner client.
  
  
• Extreme Rollover Makeover
  January 2007
  Learn how one NAIFA member helped a widowed client transfer her IRA assets and save thousands of dollars in taxes.
  
  
• Planning for Retirement
  October 2006
  This task no longer ends when your clients stop working.
  
  
• Variable Annuities and You
  September 2006
  During a recent NAIFA EduCall, a veteran producer shared what you need to know about marketing these flexible financial tools.
  
  
• The New Face of Retirement
  July 2006
  Understand what your new role will be as Boomers approach—and redefine—retirement.
  
  
• Roadblocks to Retirement Savings
  May 2006
  Help your clients avoid these eight obstacles to a secure retirement.
  
  
• Tapping Into Annuities
  May 2006
  Get on the fast track to building a profitable practice.
  
  
• It’s Not Too Late to Catch Up
  February 2006
  Your clients can still set up retirement plans and cut taxes.
  
  
• Retirement Planning With VUL
  November 2005
  When used properly, VUL can be an effective supplemental investment tool.
  
  
• Income-Planning Strategies
  June 2005
  VAs help clients prepare for retirement and overcome income-planning obstacles.
  
  
• How Much Money Is Enough for Retirement?
  May 2005
  Helping your clients calculate their retirement-income needs is an invaluable service.
  
  
• Securing a Happy Retirement
  May 2005
  Whether your clients are late to the game or ahead of the plan, they should adopt a balanced approach to financial planning.
  
  
• Preparing for Retirement
  October 2004
  Those nearing retirement age are facing new and bigger challenges than previous generations. That means your challenges in helping them are new and bigger as well.
  
  
• Retiring with Tax-Free Income
  October 2004
  This tip will help clients understand the benefits of life insurance after retirement.
  
  
• Ten Key IRA Planning Mistakes
  September 2004
  Knowing what missteps to avoid and why will keep your clients financially healthy.
  
  
• Qualified Plans to Recession-Proof Your Business
  January 2004
  Small-business 401(k)s can provide a consistent stream of revenue.
  
  
• The 10-Percent Principle
  December 2003
  If your clients live on 90 percent of their income, they will accumulate substantial assets.
  
  
• Pursuing Passions
  December 2003
  Hobbies are a great source of laughter during retirement.
  
  
• Sailing Into Retirement
  October 2003
  Insurance products are making a retirement-planning comeback, and may be the lifeboat your clients need in unsure financial waters.
  
  
• Critical Retirement Decisions
  August 2003
  With your help, clients don’t have to work during retirement.
  
  
• Sales Polish for VAs
  August 2002
  Learn six tips for getting back on track selling variable annuities.
  
  
• The Smart Way to Sell Annuities
  January 2002
  Direct mail is one of the best methods to create a steady flow of annuity prospects.
  
  
• Managing Gold Mines
  December 2001
  With proper asset allocation, your client’s retirement money will last a long time.
  
  
• Should You Retire Early?
  November 2001
  In most cases, it makes sense to take the benefits earlier rather than later.
  
  
• Redefining Retirement
  September 2001
  You still own the “farm” and control how you’ll live.
  
  
• Assessing Retirement Income
  August 2001
  You can use replacement ratio and actual-expense methods to assess retirement income.
  
  
• How to Make Retirement Money Last
  July 2001
  For your client, a key strategy is a realistic view of life expectancy.
  
  
• Profiting From Retirement Planning
  June 2001
  Advisors with comprehensive, easy-to-understand plans will get most of the business.
  
  
• Sheltering Your Clients’ Nest Egg
  March 2001
  Annuities are sound investments, but they must be properly structured to achieve their fullest potential.
  
  
• Recipe for Retirement
  March 2001
  Investment diversification is the key to a lengthy retirement
  
  
• Opportunity Knocks With Plan Rollovers
  August 2000
  In today’s tight labor market, folks are constantly on the move. This can create important opportunities for you to assist your clients with asset accumulation and allocation.
  
  
• Your Retirement Exit Plan
  June 2000
  A top-down strategy for getting money out at retirement can have a dramatic effect on lowering future taxes.